This page contains regulatory disclosures, required legal notices, and links to filings required by the Securities and Exchange Commission and FINRA for 1618 Wealth and Independent Wealth Network, Inc. Please review these materials before conducting business with us.
Mark Chalem is an Investment Advisor Representative of Independent Wealth Network, Inc. (IWN), an SEC Registered Investment Advisor. Advisory services are offered through Independent Wealth Network, Inc. 1618 Wealth is not affiliated with Independent Wealth Network, Inc.
This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all services referenced on this site are available in every state and through every advisor listed.
You can view the Independent Wealth Network firm summary, including all ADV filings, on the SEC's Investment Adviser Public Disclosure website at adviserinfo.sec.gov.
The following documents govern how Independent Wealth Network, Inc. and its Investment Advisor Representatives handle client data, conduct business, and maintain regulatory compliance. Please review these materials as part of your due diligence.
FINRA's BrokerCheck is a free tool that allows you to research the professional background of current and former FINRA-registered securities firms and brokers, as well as investment advisor firms and representatives. We encourage all prospective and current clients to review this information as part of their due diligence process.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
You can verify the CFP® certification status of any advisor at cfp.net/verify-a-cfp-professional.
1618 Wealth does not provide tax or legal advice. Nothing on this website constitutes tax advice, legal advice, accounting advice, or insurance advice. The information provided is for general educational and informational purposes only.
For tax matters, please consult a qualified Certified Public Accountant (CPA) or tax attorney. For legal matters, please consult a licensed attorney. For insurance matters, please consult a licensed insurance professional. Mark Chalem, CFP® is available to coordinate financial planning in collaboration with your existing tax and legal professionals.
The content on this website, including pages addressing SURS pension planning, cash balance plans, small business retirement strategies, own-occupation disability coverage, COBRA health insurance, RSU and stock option planning, and severance analysis, is provided for general educational and informational purposes only.
This content does not constitute personalized financial, tax, legal, or insurance advice. It does not create an advisor-client relationship. Individual circumstances vary significantly, and the general information provided may not apply to your specific situation.
SURS plan information is sourced from the State Universities Retirement System of Illinois (surs.org). COBRA deadlines and rules are sourced from the U.S. Department of Labor. Retirement plan contribution limits are sourced from IRS publications and are subject to annual adjustment. Tech layoff data is sourced from TrueUp.io and Crunchbase News. Social Security Fairness Act information is sourced from the Social Security Administration (ssa.gov). All third-party information is believed to be accurate as of the date of publication but may change. Please verify current information with the relevant regulatory or government source.
This website is intended to provide general information about 1618 Wealth and the financial planning services offered by Mark Chalem as an Investment Advisor Representative of Independent Wealth Network, Inc. The information on this website does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product.
Visiting this website, submitting a contact form, or scheduling a consultation does not establish an advisor-client relationship. An advisor-client relationship is established only upon the execution of a formal advisory agreement.
Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. Investment strategies discussed on this website may not be suitable for all investors.
This website may contain links to third-party websites. These links are provided for convenience only. 1618 Wealth does not endorse, control, or take responsibility for the content of any linked third-party website.
If you have questions about any of the disclosures on this page or would like to request additional regulatory documents, please contact Mark Chalem directly.
mark@1618wealth.com (618) 967-5958
For questions specific to Independent Wealth Network, Inc., you may also contact IWN directly at indwealth.net/disclosures.cfm.